If we haven’t met yet… Hi, I’m Derek. I help people pay off debt, build a better budget, and grow their net worth. I’ve been blogging, writing books and podcasting about these things for six years. Last year I hit the reset button on all my online efforts and started over at new online home. […]
No one doubts me more than I do. You should hear the way I talk to myself. It’s horrible. Reading those words reminded me of how I treat myself sometimes. I’ve said some horrible things to myself. And it’s not just the horribleness, but the volume and frequency that really stings. Once or twice a […]
I’ve learned an incredible life lesson all thanks to my dirty dishes. We don’t have a dishwasher. ( <—— This is important for the story.) We clean each dish, fork, spoon, and knife by hand. When you don’t have a dishwasher, the worst decision you can make is to let the dirty dishes pile up, […]
List your goals for 2017 in the following areas and how you plan on achieving them. Debt (free debt snowball template) Giving Income Net Worth (free net worth tracker template) You can give specific numbers or be general if you want. Join the How Do I Money Facebook group to participate in each monthly challenge. […]
Staring at your bank account won’t make it grow faster Sometimes the needle isn’t moving as fast as I’d like. At least that’s how it feels when I check it constantly. Checking our bank accounts for massive growth EVERY DAY is a recipe for disappointment. It’s like watching water boil. It’s a slow and painful […]
Tiller had me at, “Your financial transactions in a Google Sheet updated daily.” It was love, true love from the very beginning. Tiller is a game changer for the everyday household monthly budget. It’s the perfect balance between hands on budgeting and automation. Here’s my top three reasons I use Tiller and you should too! […]
Find, track, and cancel your paid subscriptions. The average Truebill user saves $512 per year. https://www.truebill.com/ Find and cancel subscriptions with a text. Trim has saved folks more than $6,000,000 — get results in less than a minute. https://www.asktrim.com/
Is tracking your net worth the most important part of your financial plan? Lot’s of people say it is. Here’s why… Tracking your net worth lets you know if you are moving in the right direction. Chances are you’ve done some or all of the following: Paid down (or off!) debt Worked a monthly budget […]
Your debt has to go. So, let’s get going! I reached out to my crew in the How Do I Money Facebook group and asked a simple question about debt. (You should join!) I asked, “When you started getting serious about paying off your debt, how did you feel before you got serious and after? […]
Everyones financial journey is personal and 100% unique. No two financial paths are identical. Because of this we are all in different places. So, use this month as a chance to focus in on the one thing you need to pay attention to this month. You could use this month to check something small off […]