OCTOBER MONEY CHALLENGE… MAKE DEBT YOUR B!TCH!!!!!!!!!!!!
Sorry for cussing, but I just hate debt so much.
I hate your debt, I hate our debt, I hate all debt… it must go!
(Join the Facebook group to get the most out of each monthly $$ challenge.)
Carrie and I are so close to being debt free I can smell it. We’ve only got about $6K left (Student loans). It should be gone within 6 months. I can not wait until we are debt free.
WARNING: Don’t skip over this challenge even if you feel like you have your debt payments in order. I want to challenge you to take another look, pay off your debt faster, and guard against ever going into debt again.
If you are comfortable with your debt payments THATS A BAD THING. It means you aren’t kicking enough ass. It needs to hurt a little or you aren’t doing as good as you could be.
- Have a plan: Randomly paying off your debt won’t work very well. Create a plan and stick to it as best you can. (Download the debt snowball spreadsheet at the bottom of this post if you need to.)
- Take another look: If you already have a plan can you do better? Can you pay off your debt faster? I bet you can. I challenge you to make at least one improvement to your already existing plan.
- Avoid debt in the future: Do you have an emergency fund? Are you in danger of going back into debt? If so, what is your plan for avoiding debt in the future?
- Plan a celebration!!! When you are debt free, what are you going to do to celebrate?
(Join the How Do I Money Facebook group to get the most out of this month’s $$ challenge.)
Go get ’em tiger!!!