**Join the How Do I Money Facebook group to participate in the monthly money challenges.** The monthly money challenges from now on will be two-fold. Each month will have a standard challenge and a bonus challenge. The standard monthly money challenge will be doing a monthly budget. A monthly budget is something that will always […]
Four spreadsheets that will help you budget better, pay off your debts faster, save more money and grow your net worth.
Our first budget changed everything. When we did our first budget together as a married couple it was like flipping a switch. All of a sudden we could see exactly were our money was going. We instantly saw several areas in our budget where we could easily cut back and move us closer to our […]
Every couple I know has trouble agreeing how to manage their money. It’s not always a total disaster. Sometimes it’s more of an annoyance. There are ways to improve your financial communication. Here’s how… Practice. Want to get better at something? Practice. The same is true for managing your money together as a couple. Derek, […]
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Carrie and I discuss a quote from one of my favorite books… Rich Dad Poor Dad. Listen and enjoy!!! -derek
Update: As a group we are now saving $569.95/mo — 6839.44/year as a result of this months challenge. (Join the Facebook group to participate.) The August money challenge is to cut, cancel, or switch providers for any services that you are overpaying for or not using. You never know if you are over paying until […]
This week we discuss a quote I found on THE MICAWBER PRINCIPLE Interest Never Sleeps: “Interest never sleeps nor sickens nor dies; it never goes to the hospital; it works on Sundays and holidays; it never visits nor travels…it has no love, no sympathy; it is as hard and soulless as a granite cliff. Once in […]
My review of Republic Wireless after a year of happiness and huge cell phone savings. I can only imagine how hard my old cell phone company must have been laughing when they sent emails like this one… $131.43!!!!!!!!!!! WTF?! I love the “Thank you” at the bottom. Yeah right, you’re welcome. In all fairness, my […]
I started a monthly money challenge in the How Do I Money Facebook group. (You should join us and participate!) Like most things here at HDIM we keep it simple and basic. And for a good reason! The way money works is actually very straight forward. But that doesn’t mean managing your money is going to […]
Why we should stop using the term starter home. Inspired by our friends Mark and Lauren Greutman and their blog post titled Why The Term Starter Home Should Bother You. Join our facebook group! -Derek